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Services
What we can do for you
Here at On The Move Mortgage Services, we aren't just a Mortgage broker. We are your local, friendly and professional Mortgage experts and much, more. We believe that everyone should have cover in place to protect themselves and their loved ones, it's vitally important that the cover you do have in place is relevant to you and will pay out when you need it to.
So whether you're a first time buyer or looking to expand your property portfolio our experts are on hand at a time to suits you to help arrange you Mortgage from start-to-finish as well as putting in place the protection you need for that all important peace of mind.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgages
Life Cover
We offer a comprehensive range of products from across the market allow us to find the most suitable Mortgage for you.
We are experts in sourcing and implementing the following types of Mortgage for our clients: First Time Buyers, Home Movers, Remortgaging, Buy-to-Let, Right to Buy, New Build and even Self Build Mortgages.
We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
Right to Buy rules differ in Northern Ireland. Right to Buy is also no longer available in Scotland or Wales.
What if you weren't around, who would pay the bills? From our range of providers, we can help offer peace of mind that your loved ones will be financially secure should you die. There are many different ways to arrange Life Cover and we can help to provide the best solution for you.
There are two common types of Life Life inked to Mortgages, Decreasing Term and Level Term. Decreasing Term Assurance covers you for the term you choose, but the level of cover decreases usually to coincide with the reducing debt on your Mortgage. Level Term Assurance provides a set level of cover for the entire term you choose.
Critical Illness Cover
Income Protection
Critical Illness Cover is similar to Life Cover, but it pays out a lump sum or a regular income on diagnosis of a specified critical illness as opposed to only paying out on death. Like Life Cover it can be taken out for Mortgage or your families protection. The proceeds of the plan could also be used for other reasons, like private medical treatment or changes to your home.
This important cover means that you don't have to have to worry about how you you are going to pay the bills, or to cover any additional costs incurred as a result of the illness. Pure peace of mind.
Income Protection is an insurance policy that pays out a regular income if you're unable to work due to injury or illness. Each individual plan can be tailored to your needs and circumstances. It can pay the regular income until Retirement, end of your Mortgage Term, Death or your return to work, whichever occurs first.
This product offers the peace of mind of a regular on-going income to maintain your lifestyle should you fall ill, or have an accident and need to take time off work. Speak to our experts today and get protected.
Building & Contents Cover
Landlord Cover
We understand the importance of protecting your home and can offer a range of competitive products from a panel of leading UK insurers. Alongside your Buildings Insurance we can also arrange adequate contents cover so that your belongings are protected against things like fire, theft and flood.
As a landlord it's wise to get specialist insurance to protect your portfolio. We offer a range of products for landlords whether you let just one property or a portfolio. We have access to products that can help with Property Insurance, Contents Insurance, Rental Protection and Legal Expenses
Wills
Everybody, whether they are single, married, divorced or cohabiting should write a Will. We should all consider what will happen to our estate when we die. Without a valid Will your wishes may not be carried out as you would like them to be.
Wills & Estate Planning are not regulated by the Financial Conduct Authority and we are not authorised via PRIMIS Mortgage Network to advise on them, they will be referred to a specialist.
Arrange Your Appointment
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